1. Informational service only
MSME Community summarises publicly available information about Indian government MSME schemes and provides simple calculators. It is an information and signposting service. Using it does not create any professional, agency or fiduciary relationship between you and us.
2. No guarantee of approval or funding
Nothing on this site is a promise that you will be found eligible for a scheme, that an application will be approved, or that any loan, subsidy, grant or certification will be granted. Every decision rests entirely with the relevant government department, bank or certifying body, on their criteria.
3. Not legal, financial or tax advice
Scheme summaries, eligibility hints and calculator outputs are illustrative estimates based on simplified assumptions. They are not legal, financial, accounting or tax advice. Consult a qualified professional before you act, and verify every detail on the relevant official government portal.
4. Third-party and government links
We link to government portals and other third-party websites for your convenience. We do not control them, do not endorse them, and are not responsible for their content, availability, accuracy or their handling of your data. Scheme rules, interest rates and portal addresses change without notice.
5. Your responsibilities
You agree to give accurate information, to use the site lawfully, not to attempt to disrupt or reverse-engineer it, and not to submit sensitive personal or financial identifiers through our forms.
6. Limitation of liability
The site is provided "as is" and "as available", without warranties of any kind. To the maximum extent permitted by law, we are not liable for any indirect, incidental or consequential loss — including lost profits, missed deadlines, rejected applications or business interruption — arising from your use of, or reliance on, this site.
7. Intellectual property
The layout, written content, calculators and code of this site belong to the student team that built it. Government scheme names, portal names and official logos belong to their respective owners and are referenced descriptively only. You may share links freely; do not republish substantial portions as your own.
8. Changes and availability
As an academic prototype, the site may change, break or be withdrawn at any time without notice. We may update these terms; continued use means you accept the updated version.
9. Governing law
These terms are governed by the laws of India, and the courts at Kolkata, West Bengal shall have jurisdiction over any dispute.
10. Contact
Questions about these terms: hello@msmecommunity.in.